Work, love and play are the great balance wheels of man's being.

~Orison Swett Marden~

Rolling the IRA: Step 1

Posted on November 18, 2011 by Jeff Davidson in Investing, Savings 4 Comments

Finally did it!! I initiate the transfer of my IRA to Vanguard by sending in the paper work earlier this week. The old busted… I was in a SIMPLE IRA from my previous employment. It was great then, I was new to this and it got me started. I should have put more in, I wasn’t taking full advantage of the employer matching. While I am entirely thankful for the my employer for the program it wasn’t without its issues. In hindsight The choice of Waddell might not of been the best (this is from [...]

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Welcome to My Multiple Streams

Posted on July 12, 2011 by Jeff Davidson in Life in General 2 Comments

Hello and welcome to my first post here on My Multiple Streams. First off I’m not here to teach everyone how to make money on the internet, I’m no where qualified for that as I am learning myself. What this blog is about is me sounding off what I am doing, how I am doing it and how I balance everything in my life. There are many many niche marketing sites out there willing to take your money and tell you how to make your millions on the web in 2 weeks. I will be [...]

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The evils of debt add up fast

Posted on October 5, 2011 by Jeff Davidson in Debt 7 Comments

I dont know if I would really call interest evil. I understand the need for interest payments and I dont fault them. If you take out a loan or use a credit card its the way the bank makes their money from the loan. They are a business and need to cover business expenses and make a profit. Without it why would banks take the risk of giving you money? Now if you go overboard with debt an only pay the minimums then interest can seem evil and can really add up over time. Throughout [...]

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Attack on Dividend Investors?

Posted on February 23, 2012 by Jeff Davidson in Investing 2 Comments

Well President Obama submitted his budget proposal last week. I know its mostly campaign gimmicks and doubtful much of it will pass, but there is something in there that hasnt been talked about much that scares me. You see President Obama is asking for a tax increase on the wealthy, no suprise there huh, but it hurts just about everyone else even more. We are talking about the tax on dividend payments which is currently at 15% for everyone and which he wants it raised to 39.6% and on top of that there will be a investment [...]

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How are your sites ranking? Market Samurai to the rescue…

Posted on September 3, 2011 by Jeff Davidson in Market Samurai 2 Comments

I wanted to start to review Market Samurai and thought I’d do it in modules and since I will be releasing my ranking report in the next few days what better place to start than the Rank Trracker. Market Samurai‘s Rank Tracker is perhaps one of the biggest reasons why I love it so much over Micro Niche Finder (besides it runs on my Mac). It is a great way to keep tabs on your sites and where they stand in the rankings for your main keywords as well as any others you are trying [...]

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Five Ways to Find Your Dream Home Fast

Posted on December 16, 2011 by Guest in Guest Posts 1 Comment

The following is a guest post. Home shopping in today’s real estate market can feel overwhelming. With so many houses in foreclosure, realtor signs line nearly every street, making it difficult for one property to stand out among all the choices. You may have an idea of the area you want to live in or the style of home you like, but how do you narrow down your choices? After all, we live in a busy world, and few people have the luxury of looking at houses for months on end. However, making a decision [...]

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Actions for iPad – App of the Year for Me

Posted on October 27, 2012 by Jeff Davidson in Reviews No Comments

I’m so excited about this app I don’t care if there is no affiliate program, I just had to share. First off hats off to Andrea over a so over debt this who turned me on to it. I’m all for things that save me either A. Time or B. money or C. Makes smoothies, well this little app does two of the three, but first a little history… The Old Busted Ok it’s not really that, as I still use it and like it. What is it? Well it’s called X-Keys and its a [...]

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Nov 2011 Ranking Report

Posted on November 13, 2011 by Jeff Davidson in Ranking Report, Reports No Comments

If you are looking to make money of your niche sites you need to get your sites to appear on page one (if not #1) on Google searches. While this does not always gurantee traffic it is your best bet to getting visitors without paying for your traffic. I currently have about a dozen or so sites that I have either bought or built from scratch. So I check their ranking once in awhile (ok I check everyday) and track their progress. I use Market Samurai for my tracking and you can read more about [...]

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Save on Shaving: Dollar Shave Club

Posted on May 14, 2013 by Jeff Davidson in Savings No Comments

Ok I know many of you have heard of this before, but I’m just catching on. Thanks to a klout perk I was introduced to Dollar Shave Club Thoughts on the Products First a little history… I hate shaving! Some may call it lazy but I don’t shave unless I am having clients that day other wise I’ll go days with out shaving (went two weeks once). The price of razors also contributes to that. I’ll make a razor last a month sometimes (painful but true) and then buy the cheapest I can find (just [...]

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Saving Money with Rain Water

Posted on April 29, 2013 by Jeff Davidson in Budgeting, Savings, Ways to Save No Comments

I have gone all in with growing my own food lately and doing most of it hydroponically. Growing this way it is best to use dechloronated water and the easiest way to do this is to use rain water or if from the tap let it set around for at least 24 hours. So I started doing researchIn building my own water storage system and this lead me to rain water collection. Free Water Being Wasted As I did my morning walk I was looking around at homes and all the rain gutters just flow [...]

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Do You Spend More for Convenience?

Posted on April 18, 2013 by Jeff Davidson in Budgeting, Savings No Comments

While shopping for some wood for a shelf in the greenhouse I got to thinking how much more do I spend for convenience? Let me fill you in. I needed to put in a shelf in the back of the greenhouse for buckets (which are 12″ wide). I could go one of three routes. 1. The cheapest would be to just get a 4′x8′ sheet of plywood, muscle it into the truck and cut it when I got home. This also would have given me a lot of left overs. 2. Lowes also has pre-cut [...]

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Hydroponics are Cool

Posted on April 6, 2013 by Jeff Davidson in Health, Life in General No Comments

In an interest to work on my health issues the natural way I have been doing my best to eat more fruits and fresh veggies. This means at least 2 if not 3 trips a week to my local health food store or farmers market.this gets time consuming, costs cost and the veggies are not cheap. This lead me to thinking about doing the backyard garden again, except for a few minor things: Having to clean the backyard Having to put in raised beds Having to buy or condition soil Planting Weeding Bugs Bending over [...]

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An Answer to my Health Issues?

Posted on April 4, 2013 by Jeff Davidson in Health No Comments

Well I went to see the specialist again this week to go over the last batch of test results. Apparently all normal, so he says the last ANA test was a false positive (2 in a year though?). So the good news that everything says no autoimmune disorder. So the docs diagnosis at this time is Fibromyalgia. What is Fibromyalgia? I still have some doubts about it, from what I have read I don’t meet all the requirements, but my mom has it as well and she didn’t have all the markers early on either. [...]

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How to Choose the Right Pair of Headphones for You

Posted on April 3, 2013 by Jeff Davidson in Guest Posts No Comments

How to Choose the Right Headphones for You

Choosing headphones can be fun, but it’s certainly no fun when you realise you’ve been through around five pairs in the past year. Searching for the right pair of headphones can seem like an epic, never-ending quest. It doesn’t have to be that way, though. There are certain things you have to think about before charging into a store and picking out a pair of headphones that look cool or ‘have great bass’. If you’re looking for the real deal, you might have to sell some of your stuff to save up – visit www.musicmagpie.com [...]

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