If you are doing many niche websites or just one for your business or a blog the most important factor is your hosting service. If your host is unreliable no amount of SEO is going to help, since your website wont be there! I often see tweets and post of people in a panic cause the host they are with is causing so many problems, trust me I’ve been there as well. When I first started web design and hosting for others way back in the 90′s I went with a company that I thought was pretty [...]
No not a dream, a stream. When do you decided that it is time to give up on a potential stream of income? I have been thinking about this a bit mainly in the realm of niche marketing. For those that are new this is where you create a website based on some well trafficked keywords in order to earn money from an affiliate or ad source. It can be a small site with a few pages of information or perhaps you have been working on a large authority site or blog. SO at what time [...]
Well if you have been reading my posts you know how much I hate April and it didnt disappoint. It was an ugly month for net worth, spending, income, just all around not a good month. It will carry on into May a bit as well since we put off paying the property tax till the end of this month. Well any way here is the run down. Photography Business April ended up being a pretty slow month with only 10 sessions on the calendar (goal is 16). Cash flow wise mint.com showed I just eeked [...]
Remember that movie back in the 80′s ‘The Money Pit’ with Tom Hanks and Shelly Long (favorite scene was when the tub went through the floor). Well home ownership can be much like that movie. It can be repairs such as J Money’s ACK! Our Water Heater Went Bust!, regular upkeep or new remodel projects. Seems like a constant stream of money flowing out of our pockets and why many choose renting over owning. For me its just a part of life I’d rather be paying for a house I own in the end and putting [...]
I get tired of hearing how unfair it is that the wealthy do not pay higher taxes. Especially when most of the people whining are amongst the 50% of americans that pay nothing in income tax (I underline because I am not say that 50% pay no taxes). Yes 49.5% of americans pay no income taxes, now how is that fair?? The Fair Solution I heard this today on the radio (was an unable to find out who it was from sorry) of a 5 step way to make the taxes fair. Abolish the current code altogether. Thats [...]
With the little slow down and the big tax month it is time again to refocus on a budget. My last stab at it was back in September. My problem was that I didnt track well or really reference it each month, well except for groceries Wife and I keep all our finances separate and she just transfers an amount over for the common stuff. So I have basically two budgets to work with, one for business and one for personal. I made adjustments here and there for various reason. Like the Visa’s have a [...]
Well the day has finally arrived, the dreaded tax deadline day. I E-filled mine last night paying $8500 in taxes but went to bed feeling good and refreshed. The I woke up to a couple emails… State tax return, accepted! Yea! Federal tax return rejected. Oh Noes! Anxiety returns!! Dependents and Divorce I should have seen it coming but I thought I had headed it off. I am divorced and have a son with that marriage. He has lived with me since separation and I have claimed him as my dependent. It wasn’t always easy as she felt it [...]
I’m sure most people think that being self employed is the best thing in the world. You get to set your own hours, dont have to answer to anyone but yourself, work in your jammies and spend many hours on the beach. Yes its all a piece of cake when you are your own boss. There is something that is not shown in the brochure though. Security of a Paycheck There is something to be said about working 9-5, 5 days a week and being pretty sure that you are receiving a paycheck and the end of [...]
The following is a Guest Post by City Index How to Spread Bet on a Falling Market Spread betting allows traders to go long and short in a market, offering the possibility of profiting from a market that rises and falls. Currently in the UK spread betting profits are free from Capital Gains Tax (CGT) whilst there is also no Stamp Duty – though this is subject to change. This form of trading is growing in popularity with traders as they can access a great range of markets across various professional platforms; including downloadable and [...]
First I would like to point out to Andrea that I ended the title with a Question Mark. Next it is tax time again as my recent posts have mentioned and this year was a bit of a shock to us as we owe quite a bit more than expected. First my wife was on unemployment during last summer (teacher, need I say more?) and no withholding is performed on those checks. Second it seems to me at least that the her regular withholding by the school district is light (lesson here boys and girls is to check with [...]
I alluded last post how April is shaping up to be a not so fun month for me. It starts out that April happens to be the Triple Crown of Taxes for many people and Im one of them. Having 3 deadlines in one month on top of a slowing period of business is making this to be one of the suckiest months evar! Sometimes I would like to go back to working for the man and living in an apt… Taxing the Land You Live On Yes this is the month that first up [...]
