Work, love and play are the great balance wheels of man's being.

~Orison Swett Marden~

How to Spread Bet on a Falling Market

Posted on April 7, 2012 by Guest in Guest Posts 1 Comment

The following is a Guest Post by City Index How to Spread Bet on a Falling Market Spread betting allows traders to go long and short in a market, offering the possibility of profiting from a market that rises and falls. Currently in the UK spread betting profits are free from Capital Gains Tax (CGT) whilst there is also no Stamp Duty – though this is subject to change. This form of trading is growing in popularity with traders as they can access a great range of markets across various professional platforms; including downloadable and [...]

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Weekend Weekly Wrap up #2

Posted on September 17, 2011 by Jeff Davidson in Reports, Weekly Wrap Ups 5 Comments

Week went by fairly well untill Thursday when wifes car had to in to the shop, another $1500 out (it will show in next weeks report). Other than that I have stuck to my mental budget. Still working on ironing a formal one out and tracking. Adsense is just not doing it for me this week, looks like this month will be lower than last unless something kicks in. Blogs I have enjoyed this week. 5 Fairy Tales That Keep You in Debt by So Over Debt Confession #4: I pay full price by Daily Money Shot [...]

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How to Choose the Right Pair of Headphones for You

Posted on April 3, 2013 by Jeff Davidson in Guest Posts No Comments

Choosing headphones can be fun, but it’s certainly no fun when you realise you’ve been through around five pairs in the past year. Searching for the right pair of headphones can seem like an epic, never-ending quest. It doesn’t have to be that way, though. There are certain things you have to think about before charging into a store and picking out a pair of headphones that look cool or ‘have great bass’. If you’re looking for the real deal, you might have to sell some of your stuff to save up – visit www.musicmagpie.com [...]

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Divorce, Dependents and Taxes

Posted on April 17, 2012 by Jeff Davidson in Taxes No Comments

Well the day has finally arrived, the dreaded tax deadline day. I E-filled mine last night paying $8500 in taxes but went to bed feeling good and refreshed. The I woke up to a couple emails… State tax return, accepted! Yea! Federal tax return rejected. Oh Noes! Anxiety returns!! Dependents and Divorce I should have seen it coming but I thought I had headed it off. I am divorced and have a son with that marriage. He has lived with me since separation and I have claimed him as my dependent. It wasn’t always easy as she felt it [...]

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Savings on Auto Pilot

Posted on December 6, 2012 by Jeff Davidson in Budgeting, Savings, Ways to Save 1 Comment

End of the year reviewing and looking at the ways I cut back and saved money this past year. Sometimes it dosent feel like I have saved or gain ground financially but looking back there have been some concrete savings made. Automating the Savings The biggest one has been automating money transfers that when I did manually (keyword here is WHEN) I would often forget to do it on schedule or not do it at all, and that caused bigger headaches. For instance a biggie is income taxes. Being self employeed I don’t have someone [...]

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December 2011 Income/Wealth Report

Posted on January 1, 2012 by Jeff Davidson in Income Report 16 Comments

Well its the end of another month and time to run all the reports and stats to see where I am and how I did. Each month I post how I made my secondary income, as well as how I spent, saved and reduced my debt. Photography Business The studio income far exceeded my comfy level this month. Not a record month but a very good one. Hope it continues on into the new year. Even had another big sale this week but it docent look like it will hit the bank till after the [...]

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Tightwad Mode Engaged: Cutting the Cable

Posted on November 10, 2012 by Jeff Davidson in Budgeting No Comments

I’ve been a badd frog. My favorite saying lately has been “it’s ok, it’s for the business” while I have been spending willy nilly. Not limited to that I have been spending on the pets and on small house improvements and not paying attention to the bank account at all. On top of that photography has been slow. Well looked at the bank accounts yesterday and cried a little. After a bit I figured its not that bad, just looks worse because now I have Money spread between the bank and PayPal. It was still [...]

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Timing Market Bad, Get Your Money In and Off the Sidelines

Posted on March 20, 2012 by Jeff Davidson in Articles, Investing No Comments

Those out there that consider themselves ‘traders’ can move along as you will not agree with this post at all. Those that have the time to watch the market most of the day and spring on buys and sells as soon as the stock reaches your price. This is for those of us that really have other things to do or just dont want to deal with the work (or stress) with timing the market. Yes when you try timing your market purchases you often end up just losing one way or another. The biggest [...]

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Save on Shaving: Dollar Shave Club

Posted on May 14, 2013 by Jeff Davidson in Savings No Comments

Ok I know many of you have heard of this before, but I’m just catching on. Thanks to a klout perk I was introduced to Dollar Shave Club Thoughts on the Products First a little history… I hate shaving! Some may call it lazy but I don’t shave unless I am having clients that day other wise I’ll go days with out shaving (went two weeks once). The price of razors also contributes to that. I’ll make a razor last a month sometimes (painful but true) and then buy the cheapest I can find (just [...]

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Saving Money with Rain Water

Posted on April 29, 2013 by Jeff Davidson in Budgeting, Savings, Ways to Save No Comments

I have gone all in with growing my own food lately and doing most of it hydroponically. Growing this way it is best to use dechloronated water and the easiest way to do this is to use rain water or if from the tap let it set around for at least 24 hours. So I started doing researchIn building my own water storage system and this lead me to rain water collection. Free Water Being Wasted As I did my morning walk I was looking around at homes and all the rain gutters just flow [...]

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Do You Spend More for Convenience?

Posted on April 18, 2013 by Jeff Davidson in Budgeting, Savings No Comments

While shopping for some wood for a shelf in the greenhouse I got to thinking how much more do I spend for convenience? Let me fill you in. I needed to put in a shelf in the back of the greenhouse for buckets (which are 12″ wide). I could go one of three routes. 1. The cheapest would be to just get a 4′x8′ sheet of plywood, muscle it into the truck and cut it when I got home. This also would have given me a lot of left overs. 2. Lowes also has pre-cut [...]

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Hydroponics are Cool

Posted on April 6, 2013 by Jeff Davidson in Health, Life in General No Comments

In an interest to work on my health issues the natural way I have been doing my best to eat more fruits and fresh veggies. This means at least 2 if not 3 trips a week to my local health food store or farmers market.this gets time consuming, costs cost and the veggies are not cheap. This lead me to thinking about doing the backyard garden again, except for a few minor things: Having to clean the backyard Having to put in raised beds Having to buy or condition soil Planting Weeding Bugs Bending over [...]

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An Answer to my Health Issues?

Posted on April 4, 2013 by Jeff Davidson in Health No Comments

Well I went to see the specialist again this week to go over the last batch of test results. Apparently all normal, so he says the last ANA test was a false positive (2 in a year though?). So the good news that everything says no autoimmune disorder. So the docs diagnosis at this time is Fibromyalgia. What is Fibromyalgia? I still have some doubts about it, from what I have read I don’t meet all the requirements, but my mom has it as well and she didn’t have all the markers early on either. [...]

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How to Choose the Right Pair of Headphones for You

Posted on April 3, 2013 by Jeff Davidson in Guest Posts No Comments

How to Choose the Right Headphones for You

Choosing headphones can be fun, but it’s certainly no fun when you realise you’ve been through around five pairs in the past year. Searching for the right pair of headphones can seem like an epic, never-ending quest. It doesn’t have to be that way, though. There are certain things you have to think about before charging into a store and picking out a pair of headphones that look cool or ‘have great bass’. If you’re looking for the real deal, you might have to sell some of your stuff to save up – visit www.musicmagpie.com [...]

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