I’ve been a badd frog. My favorite saying lately has been “it’s ok, it’s for the business” while I have been spending willy nilly. Not limited to that I have been spending on the pets and on small house improvements and not paying attention to the bank account at all. On top of that photography has been slow.
Well looked at the bank accounts yesterday and cried a little.
After a bit I figured its not that bad, just looks worse because now I have Money spread between the bank and PayPal. It was still an eyeopener to shock me back into a more a frugal mode.
Bye Bye Cable
This is a favorite subject amongst the PF bloggers and I never touched it because I just loved TV. We have been toying with the idea of cutting the cable cord for a while now but couldn’t bring myself to do it. Well about thirty mins after I stopped crying above I was on the phone canceling the TV service from our cable provider.
Lately we just haven’t been watching TV that much. Big Bang Theory was about it for me, Once Upon a Time for the wife and the daughter glued to shows on her iPad (should have been following her example). We found a website that has allowed us to watch these programs for free within mins of them starting on the TV, plus all back episodes. Besides that we have Netflix and Apple TV to cover the other programs.
Cable bill went from $150+ a month to $64 a month (just Internet now). We were paying $85 a month or more basically for programs we don’t watch. Now we will pay a couple bucks here and there for shows we do watch, when we watch them. A much better way to do it. We are thinking though of taking $30 of that savings and taking the Internet to the ‘ultimate’ level, squeeze a bit more spend out of the wire.
Seems this is a popular trend as well as a report in August showed that cable companies had lost over 400,000 subscribers in the past quarter. Ouch, glad I dont own stock in any!
I also finally went down to the gym to cancel it as well. Been meaning to do that like in forever. Only when I got there I found out they had canceled me since my debit card had expired. This wek I’m going to look at other areas as well, such as canceling the merchant account that has the monthly fee regardless if I use it or not. Also got rid of 3 of the fish tanks (no worries still have 4 more) to cut back on some electricity and water costs.
I’m sure I will find some more areas that I can save in, but I also want to remain practical while doing it. I mean I don’t want to start wearing a parka in the house to save a few dollars on heating bill. I still want to be comfortable just need to be practical in my spending
Oh I did get another fish today 🙁 no its not for the business but it was so cute.
So what ways do you look to cut costs? Do you lapse and often need a reminder to get back on track?